3B Ventures
PropTech & FinTech infrastructure — Africa & MENA

Empowering real estate with a cloud-native operating system.

3B Ventures builds the technological infrastructure for property management and embedded finance across Africa and the MENA region. Our flagship platform, Syndy, replaces manual, paper-based building administration with one integrated cloud system used daily by professional managers, syndics and residents.

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Platform modules
01 Core management Compliance, budgets, assemblies, archiving 02 Banking Banking-as-a-Service, digital onboarding, collections 03 Resident app Payments, incidents, documents, access control 04 AI layer Document extraction, summaries, anomaly detection
01 / The company

3B Ventures SAS
RC Casablanca 720089
PropTech & FinTech · B2B2C SaaS

We are building the financial and operational OS for real estate in Africa and the MENA region.

Residential real estate in our markets is administered almost entirely by hand: paper ledgers, spreadsheet budgets, cash collections and no shared record between managers, owners and residents. Millions of units are managed this way, and the sector is structuring fast under regulatory frameworks such as Morocco's Law 18-00.

3B Ventures was founded to digitise that layer end to end. We build and operate software that carries the legal, accounting and payment obligations of a building — sold as a subscription to professional managers and volunteer syndics, and used every day by the residents they serve.

Our story

It started as a daily frustration. As co-owners ourselves, we watched buildings run on unreadable spreadsheets, overflowing group chats and handwritten ledgers — opaque charges, distrustful residents, mounting arrears. Foreign platforms were too complex and disconnected from local reality; local tools were spreadsheets in disguise. So we built what did not exist.

01

The realisation

Property management stuck in the nineties: no adapted tool, no transparency, no digitisation.

02

The build

Months of intensive development and dozens of interviews with managers. Fast iterations, feature by feature.

03

The launch

First customers, first field feedback. Transparent, modern management proves possible at any size.

04

The acceleration

More managers adopt the platform, online payments take off, and the ambition extends beyond Morocco.

Technology Cloud-native, multi-tenant architecture. API-first integrations with banking and payment partners. Managed cloud services for data, AI workloads and observability.
Customers Professional property managers and syndics operating large-scale residential complexes, plus the owners and residents inside them.
Roadmap Deepen the financial layer around each managed unit, then extend the platform to adjacent markets across Africa and the MENA region.
02 / The team

Three co-founders, working together since inception.

The company is led by three co-founders, supported by a small product and engineering team based between Casablanca and Paris. One brings strategy and growth — a former executive in a leading insurance group with a background in strategy consulting, owning commercial partnerships, regulatory relationships and go-to-market. One brings technology and data — a data engineering and artificial intelligence specialist, alumnus of a top European university, owning platform architecture, cloud infrastructure and the AI services inside Syndy. One brings product and operations — a management profile from consulting, close to property managers on the ground, owning product definition, customer onboarding and day-to-day operations.

Individual identities are withheld while we operate discreetly; full profiles and references are shared directly with partners and investors on request. We work in direct contact with our users — there is no wall between the product team and the field.

Disciplines

Strategy & growth · Technology & data · Product & operations

Based in

Casablanca, Morocco — with a technical presence in Paris

How we work

Weekly releases; field feedback turned into features in days

Founded
Casablanca, Morocco
Model
B2B2C SaaS subscription
Team
3 co-founders · product & engineering
Product
Syndy — live in production
03 / The product
syndy.ma ↗

Syndy — one platform for the whole life of a building.

Syndy is a comprehensive operating system for property management: charges, online payments, general assemblies, incident tracking, accounting, a resident portal and an AI layer that reads documents and writes the reports — automating the operational, financial and service ecosystem of residential buildings.

Syndy management console
Fig. 01 — Syndy management console Production environment
01

Core management

The compliance and accounting backbone of the building.

— Strict compliance with local regulatory frameworks — Automated budgeting, charge calls and financial statements — General assemblies, votes and minutes — Secure archiving and AI-generated activity summaries
02

Banking

Embedded finance attached to every managed building.

— Deep banking integration through Banking-as-a-Service partners — 100% digital account opening — Fully automated collections with intelligent reconciliation
03

Resident app

A transparent portal for owners and residents.

— Direct fee payments by card — Incident reporting and follow-up — Documents, statements and secure access control
04

AI layer

Artificial intelligence built into the daily workflow, not bolted on.

— Invoice and receipt extraction: documents become bookkeeping entries automatically — Activity summaries and assembly reports generated from the building's own data — Anomaly and arrears detection, flagging drifts before they become disputes — An assistant answering regulatory and accounting questions in context

Security & compliance

Regulatory

Built around the Moroccan co-ownership framework (Law 18-00), with statements and assemblies produced in the legally required form.

Data protection

Aligned with Law 09-08 on personal data protection: encryption in transit and at rest, role-based access and multi-factor authentication.

Availability

High-availability managed cloud with redundancy and automated daily backups; a progressive web app that works on limited connections.

Auditability

Every entry, document and AI-generated summary is traceable to its source and its author, so a building's history can be reconstructed at any time.

The resident app

In the hands of residents.

Free for co-owners on the App Store and Google Play: charges and balances in real time, card payments, incident reporting and every document of the building — with no visit to the manager's office.

Syndy resident app — dashboard Syndy resident app — payments and finances Syndy resident app — incident management
04 / Business model

A digital-native business, sold and delivered entirely online.

Revenue stream 01

SaaS subscription

Recurring per-unit licence billed to professional managers and syndics, tiered by portfolio size and modules activated.

Revenue stream 02

Payment & banking flows

Transaction fees on digital collections and embedded banking services delivered with regulated partners.

Revenue stream 03 Planned

Third-party distribution

A planned network layer distributing regulated third-party products — insurance, credit, savings — to residents and buildings already onboarded, with partners paying for qualified distribution.

Delivery

Fully cloud-hosted

Self-serve web console and mobile apps, remote onboarding, no on-premise deployment and no hardware.

The network effect

Why the base compounds

Managers carry the platform with them

A syndic who runs one building on Syndy deploys it on the next. Each new mandate arrives already digitised, at close to zero acquisition cost.

Buildings keep the OS when the manager changes

The record of the building — accounts, documents, history — lives with the co-ownership, not the manager. When residents change syndic, they keep Syndy and onboard the incoming one.

Traction

Detailed metrics shared under NDA
Managed real estate units Rapid deployment across multiple large-scale residential complexes.
Financial volume processed Millions safely processed and secured on a monthly basis.
Client retention Exceptional retention rate across our active user base.
05 / Contact

Talk to us about partnerships, infrastructure or coverage.

General & business
hello@3bventures.co
Phone & WhatsApp
+212 725 758 669
Product
syndy.ma ↗
Registered office

3B Ventures SAS
Casablanca, Morocco

Send us a message

We reply within one business day
Or write to hello@3bventures.co — or reach us on WhatsApp at +212 725 758 669.